About
Welcome to Reflections on Wealth, our home for Tony Ratcliffe and Ratcliffe Wealth & Risk Management. Our purpose is to help you learn more about personal finances while working with a great financial advisory service: one that can also provide access to your insurance requirements for life and livingbenefits. The old saying is “one phone call does it all.” Well we’re not necessarily everything to all people, but if building wealth is something of interest, you’re welcome to hang out here on a regular basis until you feel comfortable enough to contact us…
…There’s less fear on your path to family wealth when you have the right guide!
If you are just starting out, your needs might include an emergency fund, considering if a RRSP is right for you, or saving for a first home. You may have more complex needs. This could include a review of your taxes, insurance, or investments. Clients are often concerned with ensuring their wealth will transfer to their heirs, not the government. Each client is unique, so the financial planning process is approached according to the individual clients and their comfort level.
You are invited you to have an initial telephone discussion, or personal meeting, to discuss how we may be of assistance to you.