3 Reasons to Consider Checking Your Credit Score
July 20, 2008
Few things these days are more important than your credit score, and here are just a few reasons you should consider reviewing yours.
1. Negative information can remain on your report for six to seven years in Canada. Everyone from your landlord to a payday loan lender can access your credit report, and that means that problems will cost you in the long run. Understanding what information appears on your report is essential before you speak with a lender.
2. With identity theft at an all time high, your credit report may contain incorrect data or errors. Checking it will help to ensure potential lenders get an accurate representation of you.
3. It can be free. With a free credit report, you will know what is being shown about you. For a small charge, you can receive the report online and be given your credit score that is used in lending decisions, and that may help you get the loan you need.
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